16 ก.พ. 2565
Thai Credit Retail Bank Public Company Limited continues to compress loans to support micro-SME entrepreneurs. Through the new wave of Covid-19 crisis, launching the campaign "Dare to Fighter", ready to overcome all obstacles by the side of the business micro SMEs With confidence and seeing in the potential, strength, including the heart of a fighter who never gives up. by focusing on the variety of products developed based on understanding of micro-SME entrepreneurs through the bank's "SME dare to give" loan product and ready to support entrepreneurs through rehabilitation loans according to the measures to help the Bank of Thailand to meet the various needs of Access to funding for micro-SME entrepreneurs based on the concept "Everyone Matters, who doesn't see, we see"
Ms. Nathas Kritavaranon, Assistant Managing Director Micro SMEs Business Administration Group said, “Micro-SME entrepreneurs have been affected by the COVID-19 crisis. For a long time until the present, Thai Credit Bank looks See the fighters of entrepreneurs who still stand up to the crisis. Therefore, it has developed various and flexible credit products. To be a force to support micro-SMEs entrepreneurs to be able to support business to get through this situation” for entrepreneurs who need working capital to increase liquidity and used to revitalize the banking business, recommending SME loans, which this year has increased the maximum limit to 30 million baht for customers secured or for unsecured customers The bank increases the maximum limit to 10 million baht and receives money within 5 bank days after the documents are complete.
There are also SME loans that dare to refinance. That will help reduce the burden of interest that must be paid each month. By receiving 0% interest for 3 months, then from the 4th month to the 12th month, receive the reference interest rate under the refinancing contract, minus 1% per annum, from the 13th month, receive an interest rate of 6.75% - 12% per annum
In addition, the bank is ready to support the issuance of rehabilitation loans. or low-interest loans (Soft Loan) according to the measures of the Bank of Thailand Current customers can request a loan of up to 30% of the original credit limit. For new customers who do not have a credit limit with any financial institution Can request a loan of up to 20 million baht (including credit lines from all financial institutions), which customers in both groups will receive a special interest rate for the first 2 years of only 2% per annum and interest exemption during the first 6 months according to the measures of state
