20 ก.พ. 2565
Thai Credit Retail Bank Public Company Limited launches a business loan campaign for micro-SMEs entrepreneurs in 2020, promoting SME loans. Dare to give business loans with a credit line of up to 2 times the collateral. for circulating in the business Ready to strengthen the doctor and dentist business including unsecured micro-SME operators The Bank has increased its credit limit to a maximum of 7 million baht. In addition, the Bank has issued measures to help entrepreneurs affected by the COVID-19 outbreak to stand alongside entrepreneurs to overcome the crisis during the economic slowdown according to the concept. “Everyone Matters, who doesn't see, we see.”
Ms Winyu Chaiwan, Chief Executive Officer, said, “In the economic slowdown caused by the spread of the COVID-19 virus, drought and other factors. The bank understands how difficult it is for micro-SMEs to do business. Including the need to apply for credit to enhance liquidity or revolving in the business therefore issued measures to help entrepreneurs affected by the aforementioned situation and launching a special campaign as an alternative for micro-SME entrepreneurs to increase working capital enhance liquidity in the business"
Mr. Roy Augustinus Kunara, Managing Director, revealed that “This year's special campaign for entrepreneurs is SME Loans Dare to Give, with a variety of offers covering the needs and limitations of each entrepreneur. Both with collateral and without collateral. The first proposal dares to give 2 times for entrepreneurs who need working capital in the business. But the collateral has insufficient value for the required amount. The bank provides a credit line of up to 2 times the collateral value. For entrepreneurs who have sufficient collateral and want to pay lower interest rates. Bank offers Dare to give a hundred, 100% of the collateral value. with 0% interest for 3 months and receive as low as 3% per annum in the 4-24th month
"At the same time The bank also aims to strengthen its medical and dentistry businesses. Including entrepreneurs who do not have collateral with an offer to dare to the full amount of up to 7 million baht, no collateral required. which entrepreneurs can choose a proposal that meets the needs and needs of the business.”
In addition, for bank loan customers Both micro-SME operators and microfinance groups affected by the COVID-19 epidemic situation, drought and other factors The Bank has a measure to help with the grace period and extend the repayment period up to 24 months (on a case by case basis) in order to alleviate the installment payments in accordance with the customer's current repayment ability. For entrepreneurs who need additional working capital Can apply for a loan from the Loan to Help SMEs Build Thailand, with a maximum credit limit of 5 million baht, a repayment period of up to 8 years, guaranteed by the Small Industrial Credit Guarantee Corporation (TCG).
